[DOWNLOAD] "Force Or Free will? A Comparative Analysis of Mandatory Versus Voluntary Debtor Education." by Ethical and Regulatory Issues Journal of Legal # Book PDF Kindle ePub Free
eBook details
- Title: Force Or Free will? A Comparative Analysis of Mandatory Versus Voluntary Debtor Education.
- Author : Ethical and Regulatory Issues Journal of Legal
- Release Date : January 01, 2004
- Genre: Law,Books,Professional & Technical,
- Pages : * pages
- Size : 279 KB
Description
ABSTRACT A recent study measured the effectiveness of financial education classes attended by individuals who had filed for Chapter 13 Bankruptcy. The results indicate that debtor education is successful in improving financial management skills and behaviors. In addition to testing the overall efficacy of such classes, this project compared responses for mandatory versus voluntary class attendance. Further analyses compared debtors' ages, household income, educational levels, reasons for filing bankruptcy, propensity to save money, use of new credit during bankruptcy, and perceptions of individual responsibility for their financial situation. The results should be of interest to bankruptcy trustees, judges, and attorneys as well as legislators, educators, and debt counselors.
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